TITLE : BANKING & FINANCE MALAYSIA.

PART ONE
MONEY AND BANKING IN MALAYSIA
 
	Chapter 1 Development of Money in Malaysia	3
	Chapter 2 Development of Banking and Finance in Malaysia	7
 
 
PART TWO
THE MALAYSIAN FINANCIAL SYSTEM
 
	Chapter 3	Structure of the Malaysian Financial System 14
		* The Banking System 14
		* The Non-Bank Financial Institutions/Intermediaries 15
		* The Capital/Financial Markets 16
 
     Chapter 4	The Malaysian Banking System 18
		* BankNegaraMalaysia 18
		* The Banking & Financial Institutions Act (BAFIA) 1989 23
		* Commercial Banks 26
		* Role & Responsibilities, and Challenges and Opportunities 29
		* for the Banking Industry
		* Offshore Banking in Labuan 31
		* Bank Islam and Islamic Banking in Malaysia 33
		* Finance Companies 35
		* Merchant Banks 38
		* Discount Houses 39
 
	Chapter 5	The Money & Foreign Exchange Markets 41
		* The Money Market 41
		* The Foreign Exchange Market 45
 
	Chapter 6 The Non-Bank Financial Institutions	47
		* The Development Finance	48
		* The Savings Institutions	52
		* The Provident & Pension Funds	55
		* The Insurance Companies	57
		* The Other Financial Institutions	58
 
	Chapter 7	The Capital/Financial Market	64
		* The Kuala Lumpur Stock Exchange	65
		* Property and Unit Trusts	66
 
 
PART THREE
BANKING SERVICES AND FACILITIES
 
	Chapter 8	Innovations Banking Services	69
		* Deposits
		* Current Account	70
		* Savings Account	72
		* Fixed Deposit Account	73
		* Negotiable Instrument of Deposit	75
		* Unclaimed Moneys Act1965	79
		* biro Maklumat Cek	80
 
	Chapter 9	Loans and Advances	83
		* Overdraft	83
		* Outport Cheque Purchased	84
		* Housing Loan	86
		* Personal Loan	87
		* Term/Fixed Loan	87
		* Bridging Loan/End Financing	88
		* Probate Advance	89
		* Block Discounting/Revolving Credit	89
		* Credit Facilities C.G.C. Schemes	89
 
	Chapterl0 Remittance/Transmission of Money		92
		* Cashiers Order(BankerX Cheque)		93
		* Demand Draft		93
		* Mail Transfer		95
		* Telegraphic Transfer		96
		* Standing Order(StandingInstruction)		98
		* FormsofDocumentaryCredit	146
		* ARevocableCredit	147
		* An Irrevocable Credit	148
		* A Confirmed and Irrevocable Credit	148
		* Forms of Payment
		* SightDocumentaryCredit	149
		* Deferred Payment Documentary Credit	150
		* Term (Acceptance) Documentary Credit	150
		* Negotiation Documentary Credit	150
		* Advantages and Disadvantages	151
		* Other Types of Documentary Credit	152
		* Standby Credit	153
		* Revolving Documentary Credit	153
		* Back-to-Back Documentary Credit	153
		* Counter Credit	155
		* RedClauseCredit	155
		* GreenClauseCredit	155
		* Transferable Credit	155
		* Uniform Customs and Practice	158
		* Some Practical Considerations -	158
		* Relationships of the Parties	159
		* Opening and Advising Credit	160
		* Presentation & Examination of Documents	160
		* Assignment of Proceeds	161
		* Discrepancies	162
		* Some illustration Cases	162
 
	Chapter 17	Other Trade Facilities and Services	165
		 ShippingGuarantee	165
		 Trust Receipt	167
		 Bills Discounting	168
		 Packing Credit	169
		 Banker's Acceptance	169
		 ExportCreditRefinancingFacilities	172
		 PreshipmentECRF	172
		 Post Shipment ECRF	174
		 Export Insurance	174
		 Status Enquiry	175
		 Foreign Exchange	175
		 Foreign Exchange Control Regulations	187
		 General Payments & Receipts	189
		 Exports from Malaysia	190
		 Forward Foreign Exchange Contracts	190
		 Trade Financing under BPA	192
		 Other Services and Facilities	193
		 INCOTERMS 1990	194
 
 
PART SIX  CHEQUES
 
    Chapter 18	Basic Aspects and Operations	203
		 Definitions - Cheque & Bill of Exchange	204
		 Bill of Exchange & Cheque	205
		 Advantages of Cheque Payment System	208
		 Requisites of a Valid Cheque	208
		 Particulars on a Cheque	210
		 Types of Crossing	212
		 Proper Way of Handling Cheques	213
		 Clearing Systems	215
		 MarkingaCheque	216
		 Stopping Payment	217
 
 
PART SEVEN  BANKER- CUSTOMER RELATIONSHIP
 
   Chapter 19	Banker-Customer Relationship	221
		 Banker-Customer Relationship	221
		 Definitions - Bank and Customer	222
		 Nature of Banker-Customer Relationship	224
		 Duties and Responsibilities	225
		 Confidentiality and Secrecy	226
		 Fraud and Forgery in Cheques	228
		 Advice on Investments	231
		 Commencement and Termination	231
		 Typesof Current Account
		 Minor Accounts	234
		 Personal Accounts	234
		 Joint Personal Accounts	235
		 Sole-Proprietorship Accounts	235
		 Partnership Accounts	236
		 Professional Accounts	238
		* Company Accounts	238
		* Societies, Clubs & Associations	241
 
 
PART EIGHT  SECURITIES FOR LOANS AND ADVANCES
 
   Chapter 20	Securities for Loans & Advances	247
		* Canons of Lending	248
		* Land	249
		* Stocks and Shares	251
		* Debentures	253
		* Goods, Book Debts and Contracts	254
		* Guarantees and Indemnities	256
		* Life Assurance Policies	258
 
 
APPENDIX
	Common Banking Abbreviations	-	265
	Currencies of the World		270
	Approved Issuers - Negotiable Instruments of Deposit		278
	Authoried Depositories - Negotiable Instruments of Deposit		280
	Commercial Banks and Their branches		282
	Representatives Offices of Foreign Banks		284
	The Leading Bank - Maybank		285
	Specimen Documents		289
 
BIBLIOGRAPHY  307
 
INDEX  311