TITLE : BANKING AND YOU.

 
 
Part One
MONEY, BANKING AND THE BANKING SYSTEM
 
1 Money and Monetary Development in Malaysia  1
2 Banking and its Development in Malaysia 7
3 The Banking System 10
4 Computerization and Electronic Banking 20
 
Part Two
BANKERS, CUSTOMERS, CHEQUES AND BANKING OPERATIONS
 
5 Banker-Customer Relationship 31
6 Cheques and the Collecting and Paying Bankers 42
7 Handling Cheques- Do's and Don'ts 76
8 Clearing and Marking of Cheques 84
9 Typical Types of Curnrent Accounts 89
10 Banking Secrecy 96
11 Appropriation of Payment 103
12 Liability Appropriation 107
13 Contermand of Payment and Payment by Mistake 111
14 Customer's Letter of Guarantee 122
15 Closure of Accounts 128
 
Part Three
TRADE SETTLEMENT, DOCUMENTARY COLLECTIONS AND DOCUMENTARY CREDITS
 
16 Issues in Trade Settlement 137
17 Methods of Trade Settlement 144
18 Other Methods of Receipts and Payments 149
19 Documentary Collection 170
20 Documentary Collection - How it Works 176
21 Uniform Rules for Collection 185
22 Problems of Documentary Collections 191
23 Documentary Credits - Nature and Purpose 195
24 Documentary Credit - How it Works 202
25 Documentary Credits - Revocable and Irrevocable 210
26 Documentary Credit - Types of Payment 215
27 Types of Documentary Credit 218
28 Discrepancies in Documents Presented 229
29 The Shipping Gu.untee 234
30 Issues on Forged Demand Drafis and Documentary Credits 239
31 Problems on Documentary Credits 243
32 Relationship between the Seller and Buyer and other
   Relationships 251
33 Some Cases on Documentary Credits 268
34 Documentary Credit - Responsibilities and Liabilities 272
35 Incoterms 277