TITLE : TAKING COVER: THE TRUTH ABOUT BUSINESS INSURANCE.

 
Content
 
1 On Insurance,
  Insurance-the whys and the whos
1
 
2 Fire Insurance
  What you pay for is what you get
5
  Cover yourself against fire by arson
9
  Take care-it never rains but it pours
12
 
3 Loss of Profits
  How to avoid getting your fingers burnt
15
  One policy businesses overlook
19
 
4 Burglary Insurance
  Cover against theft and burglary
23
  To catch a thief
25
 
5 Money Insurance
  The dollars and sense of money insurance
29
 
6 Fidelity Guarantee Insurance
  Insuring yourself against dishonest employees
33
 
7 Liability Insurance
  Indemnify yourself against public liability
36
  'I didn't do it-but you did'
39
  How to wriggle out of a suit without losing your shirt
43
 
8 Workmen's Compensation Insurance
  When an employee gets hurt
47
 
9 Personal Accident Insurance
  When tragedy strikes, who will pay the bills?
50
  Buy yourself a little peace of mind
53
 
10 Medical Insurance
   Buying medical insurance
57
 
11 Computer Insurance
   Plugging the gaps in computer insurance
59
   When a Computer All Risks Policy does not cover you fully
64
   Protect your investment in computer hardware
67
 
12 Machinery Insurance
   What happens when your machinery breaks down
71
 
13 Contractors All Risks Insurance
   Why developers should cover their hole-in-the-ground
75
 
14 Marine Insurance
   If you inust go down to the sea
79
   Making sure you don't steer into rough waters
82
   'Average' advice can be invaluable
84
 
15 Motor Insurance
   Motor insurance-a look under the hood
87
   Steering out of trouble
90
   New insurance guidelines give everyone a 'fair go'
93
   Hit and run-who pays?
95
   Merry (hic!) Christmas (crash!)
99
 
16 Householders Insurance
   Home sweet home
102
   Simple rules to prevent a fire or burglary
107
   How to put off the burglars
109
 
17 Golfers Insurance
   A golfer's dream and nightmare
111
 
18 Travel Insurance
   Travel cover: Don't leave home without it
115
 
19 Claims
   If you're making a claim
118
   How to be assured of a happy ending
121
   When injury or death strikes
124
   Keeping your mouth shut when car rams car
127
   Making marine cargo claims without getting wet
132
 
20 The 'Small Print'
   Banish the small print
135
   It makes sense to read the fine print
138
   Read the small print before it's too late
141
 
21 More Exceptions and Conditions
   Don't just obey the letter, obey the spirit as well
144
   Make it a policy to read the conditions
147
   The 'small print'can give rise to big problems
151
 
22 Safety and Security
   You can't have one without the other
154
   Look out for trouble to avoid trouble
157
   It could happen to you
161
   Flammable liquids and'hot work'need not be dangerous
164
 
23 Miscellaneous Aspects
   Here's to covering all the bases
167
   You get what you pay for... or do you?
170
   Who or what is a loss adjuster?
173
   A gentleman's way of settling disputes with your insurer
177
 
24 Humour
   On the lighter side...
181
 
   Index
183